Find any bank's IFSC and MICR code in India

Search 183,882 branches of 235 banks. Get the branch address, IFSC for NEFT/RTGS/IMPS and MICR for cheques.

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What are IFSC and MICR codes?

IFSC code

An 11-character code such as SBIN0000001. Letters 1–4 are the bank, the 5th is always 0, and the last six identify the branch. You need it for NEFT, RTGS and IMPS transfers.

MICR code

A 9-digit code such as 110002001 printed at the bottom of a cheque. City (3 digits), bank (3 digits) and branch (3 digits) help machines clear cheques quickly.

Frequently asked questions

What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character code that identifies a bank branch for electronic transfers such as NEFT, RTGS and IMPS.

How is an IFSC code structured?

The first 4 letters are the bank code, the fifth character is always 0 (reserved for future use), and the last 6 characters identify the branch. For example, SBIN0000001 belongs to State Bank of India.

What is a MICR code?

MICR stands for Magnetic Ink Character Recognition. It is a 9-digit code printed on cheques that lets machines sort and clear them quickly.

What do the 9 digits of a MICR code mean?

The first 3 digits are the city code (the same as the first 3 digits of the PIN code), the next 3 digits are the bank code, and the last 3 digits are the branch code.

What is the difference between IFSC and MICR?

IFSC is used for online transfers and has letters and digits. MICR is used for cheque clearing and has only digits. Both identify the same branch.

Where can I find my IFSC and MICR code?

Both are printed on your cheque book. The IFSC is also on the first page of your passbook and in your bank's mobile app or net banking.

Does every branch have a MICR code?

No. Some branches, especially smaller or newer ones, do not have a MICR code. In that case this site shows that the code is not available.

Can I use the same IFSC code for NEFT, RTGS and IMPS?

Yes. The same IFSC works for all three. Enter it with the beneficiary's account number when you add them.

What happens if I enter a wrong IFSC code?

The transfer usually fails and the money returns to your account. If the amount is deducted and not returned, contact your bank immediately.

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